Last Updated: March 31, 2026
Introduction
South Central Regional Credit, Llc ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
By using our services or providing us with your information, you consent to the practices described in this Privacy Policy.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us, including but not limited to:
- Name, email address, and contact information
- Financial information necessary to provide our services
- Account credentials and preferences
- Communications you send to us
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
- IP address and browser type
- Pages visited and time spent on our site
- Referring website addresses
- Device identifiers and operating system information
How We Use Your Information
We use the information we collect for the following purposes:
- To provide, maintain, and improve our financial services
- To process transactions and manage your account
- To communicate with you about our services, updates, and offers
- To respond to your inquiries and provide customer support
- To comply with legal obligations and prevent fraud
- To analyze website usage and improve user experience
Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:
- Service Providers: With trusted third-party service providers who assist us in operating our business and providing services to you
- Legal Requirements: When required by law, court order, or government regulation
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- Consent: With your explicit consent for specific purposes
Mobile Opt-In Data Protection
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
SMS & Text Message Communications
If you opt in to receive SMS or text messages from South Central Regional Credit, Llc, the following terms apply:
Consent
By providing your mobile phone number and opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from South Central Regional Credit, Llc, including offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency & Rates
Message frequency varies based on your account activity and promotional campaigns. You may receive up to 4 messages per month. Message and data rates may apply depending on your mobile carrier plan.
Opt-Out & Help
You can opt out of receiving text messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at southcentral@south-central-regional.com.
Not a Condition of Purchase
Consent to receive SMS messages is NOT a condition of purchase or use of our services. You may decline to receive text messages and still access our financial products and services.
Mobile Information Privacy
Your mobile phone number and text message opt-in data will not be shared with third parties for their marketing purposes. We use this information solely to communicate with you about our services as described in this policy.
Data Security
We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access and receive a copy of your personal information
- The right to correct inaccurate or incomplete information
- The right to request deletion of your personal information
- The right to opt out of certain data processing activities
To exercise these rights, please contact us at southcentral@south-central-regional.com.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the revised policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:
South Central Regional Credit, Llc
Email: southcentral@south-central-regional.com
Location: Houston, TX